At Satsuma, we view more than simply your credit rating whenever evaluating the application.
You may find youвЂ™re turned away by some lenders if you have a poor credit score or no credit history. At Satsuma, we also think about your incomings that are annual outgoings, alongside every other economic commitments you've probably.
We need you to be as accurate as possible with the details you give us, so we can use all this information to give you an instant decision and offer an amount that you can reasonably repay when you apply.
You should check if you qualify before you apply to find out.
No, we donвЂ™t offer loans without a credit check. We do have an eligibility checker, nevertheless вЂ“ this enables you to definitely see if youвЂ™re apt to be accepted before doing a full credit check.
At Satsuma, we should make trying to get and taking right out a term that is short because clear as you can. ThatвЂ™s why we make an effort to offer you an initial choice within 60 moments of the initial application being finished as a result of our capacity to always check before you use.
If youвЂ™re considering obtaining a short term loan, below are a few main reasons why Satsuma might be one selection for you:
If youвЂ™re nevertheless not sure whether a Satsuma short term is suitable for you, always check the answers out for some of the very most frequently expected concerns.
may i get a term loan that is short?
If youвЂ™re a British resident, aged 18 or over and have now a legitimate British banking account and debit card, youвЂ™re eligible to try to get a Satsuma loan. With regards to getting that loan, we have to conduct a credit and affordability check to ensure you have handled repayments well in past times, and therefore you are able to comfortably repay the income you wish to borrow.
Do i want a guarantor for a term loan that is short?
For many short term installment loans, you do need a guarantor. But, you donвЂ™t require a guarantor to just take a Satsuma out temporary loan.
could i get a term that is short with bad credit?
When you have bad credit and require a loan, Satsuma may consider your application still. We consider a number of important aspects outside of your credit rating, such as for instance your incomings that are annual outgoings, in addition to every other economic commitments you may possibly have.
How do short term installment loans work?
This differs from lender to lender, with Satsuma nonetheless, our short term installment loans are offered for quantities between ВЈ100 and ВЈ1,000, repayable during a period of between 3 and one year.
willing to use? Head to our Satsuma application for the loan web page and add your details for an decision that is instant.